
Josh, GMAC If Macquarie bought the loan book I would presume they have how to get free credit report Erie certain legal responsibilities. Contact your solicitor or legal aid and they might be able to guide you on that issue. Something to keep in mind though is that the credit provider has a positive obligation to be able to prove that they have complied with the legislation. If they how to get free credit report Erie cant prove it, it brings the validity of the default into question. Thankyou for your reply it is much appreciated and great that you take the time to help people out as this sort of thing can leave myself and im sure how to get free credit report Erie alot of people pulling our hair out(or what is left) i guess i needed technical help in trying to get how to get free credit report Erie this clearout/default removed i spoke to the company who took over my debt after my credit provider went insolvent asking for the proof that the default/clearout was placed correctly and they followed the correct criteria in listing it in the first place, they then told me that neither has my records anymore , so my question is if they can not provide me with documents or proof is that grounds for how to get free credit report Erie me to ask to have this removed? just add that all they could provide me with was notes that they called etc but my file no longer exists Hi Josh, Glad I could help I am having a similar issue. credit bureau report Last year in May I applied for a car how to get free credit report Erie loan for my business (sole trader). I went to DnB (as Id moved a few times over the years and anything was possible) but fortunately there was nothing on my file. 2 days later was telephoned by the yard advising there were 2 defaults on my file. I asked how it was possible and they told me that DnB was useless database and no one used them Veda was the how to get free credit report Erie one that people checked. I immediately went to Veda and found 2 defaults listed by Credit Corp Group. I knew nothing how to get free credit report Erie of them at all so called this Credit Corp mob. They advised me that they were purchased debts from 2 companies in how to get free credit report Erie 2004 and 2006. Seeing 6 years had how to get free credit report Erie passed on 1 of them I was not obliged to pay it but the default would remain. need a free credit report I had no idea about either of the 2 so disputed how to get free credit report Erie the 6 year old one and settled the recent one.
CCG removed the older how to get free credit report Erie one from default citing in an Email it was placed in error. Having paid how to get free credit report Erie the other one I wanted to deal with it after my loan went through.
I tried again but was told irrespective how to get free credit report Erie of it being settled it was still a default and bad luck basically. Since then I have been trying to get CCG to prove the debt. Turns out it is a CBA credit card which they have an application for. They have not provided the copies of the ID documents they claimed were used to open the account and there are some inconsistencies on the application form. After 3 letters, 2 calls and a letter to Veda how to get free credit report Erie disputing this the default still remains on my file and no documents I have requested have been presented to me.
They claim CBA have an indefinite time period to present those. My question is, why does CCG not have those ID documents (my birth certificate and drivers license) seeing they bought the debt.
I have no written a 2nd request to Veda for file review and have sent a copy of all documents to date relating to this issue to the Financial Services Ombudsman. credit report and monitoring I will be successful at getting the listing removed and then I will pursue my money back for the settlement I made last year.
Then I guess Ill see what else I can go for, how to get free credit report Erie after all the listing has caused me to lease instead of loan at a much higher repayment rate. I have a $25,000 paid default with Macquarie Leasing, and we are stuck with a home loan through GE Home Loans paying a how to get free credit report Erie huge rate 10.7% on 750,000.00. We have proved our ability to pay our home loan at the ridiculous rate.
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